Expert Verified Tool

Step-Up SIP Calculator

Increase your SIP every year as your income grows to reach your financial goals faster.

Initial Monthly Investment ₹500 - ₹1 Cr

₹

Annual Step-Up (Top Up) 0% - 50%

Expected ROI Max: 30%

Time Period Max: 40 Yrs

yrs

Live Projections

Total Invested ₹ 0

Est. Gained Wealth +₹ 0

Total Future Value

₹ 0

Start Investing

COMPLIANCE NOTE: Calculations are illustrative only. Mutual fund investments are subject to market risks.

Expert Financial Tip

Linking your SIP step-up to your yearly salary increment ensures you invest more without feeling the pinch.

Beat Inflation with Step-Up SIP

A standard SIP assumes your income stays constant—but it doesn't! A Step-Up SIP allows you to increase your monthly contribution by a fixed percentage (e.g., 10%) every year as your earnings grow.

Reach Goals Faster

Achieve financial goals years earlier than planned with a static SIP by leveraging the power of compounding on increased principal.

Lifestyle Neutral

If you get a 10% raise and increase your SIP by 10%, your spending power still grows while your future becomes much more secure.